Motor insurance is a legal requirement in most places, something you can’t legally drive without. It’s essential for everyone who drives on the roads, whether on a motorbike, in a car or a larger vehicle. If something goes wrong and it’s covered, your policy will pay out to compensate you for the loss.
What’s covered?
Comprehensive car insurance gives you the best protection. Third-party only and third-party fire and theft policies only cover damage to others because of an accident that was your own fault. This is what you get with a comprehensive vehicle insurance policy:
- Cover for accidents that are your fault
- Cover when the person responsible, the one at fault, can’t be proved
- Accidental damage
- Damage caused by fire or theft
- Glass repair or replacement
- In-car equipment cover for equipment permanently fitted or supplied with the vehicle as standard
- Accessories or tools that come with the vehicle
- Replacement locks when your keys have been stolen
- Travel to and from your usual workplace
- Optional breakdown cover, courtesy car and personal accident cover