Employee Benefits

Employee benefits insurance policies show your people you care about their welfare. When your workers are fit, healthy and financially protected, they work harder and better, and stay with your company for longer. Here’s how to keep your best people with valuable benefits they genuinely appreciate.

What’s covered?

We have a collection of valued employee benefits insurances to help you attract the best people and keep them with you. All these products have unique key features. If you’d like to discuss them with a professional, we’ll be delighted to help you choose the right benefits for your employees, your business and your budget.

• Group Income Protection – Pays a replacement income to an employee if they cannot work because of an illness or injury
• Group Healthcare – Provides employees with fast access to medical care as a private patient. Group Life Assurance – Designed to provide a lump sum if an employee dies while in your employment
• Group Critical Illness -Provides employees with a lump sum if they are diagnosed with a serious illness, whether they are off work or still attending
• Group Pensions – If you want to provide your people with a workplace pension, or the law dictates it in your country, we can help you set one up
• Business Protection – Sometimes your success depends on a few key employees who have specialist knowledge, skills and contacts. This life assurance policy covers every key person in your organisation
• Personal accident insurance – PA insurance pays out if a staff member has an accident in a range of circumstances, in and out of work. It covers compensation for injuries, disability or death caused by ‘violent, accidental, external, visible’ events
• Group hospitalisation insurance – Gives your people 24 hour hospital and surgical benefits, paying out for insured disabilities caused by illnesses and injuries. You can choose between group hospitalisation, group hospitalisation reimbursement, special hospital arrangement (SHA) insurance, or a cost plus arrangement
• Various small schemes – We also handle affordable benefits for small companies, helping them to protect their workers’ health and well-being and maintain good levels of staff retention