[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_row_inner row_type="row" type="full_width" text_align="left" css_animation=""][vc_column_inner][vc_single_image image="1091" img_size="full" alignment="center" qode_css_animation=""][/vc_column_inner][/vc_row_inner][vc_row_inner row_type="row" type="grid" text_align="left" css_animation=""][vc_column_inner width="1/2"][vc_empty_space height="16px"][vc_column_text el_class="txt-body"]It's interesting that weight gain in pets seems to mirror the explosion in human obesity. Maybe it's because we tend to treat our...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="main-bg" z_index=""][vc_column][vc_empty_space height="70px"][vc_row_inner row_type="row" type="full_width" text_align="left" css_animation=""][vc_column_inner width="2/3"][vc_column_text el_class="first-txt"]Chinese New Year 2019 falls on February 5th, lasting until February 19th, and the coming year is the year of the pig. Pigs mean good luck, good fortune, wealth,...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]What do you do at lunch time? Do you sit at your desk to eat, or go outside for some fresh air? Do you read a book or magazine? Some people think lunch is the perfect time to...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text el_class="txt-body"]You might not think there's a lot you can do, when your insurance renews, to get the best deal, the most accurate price for the real-life risks your business faces. But take a leaf out of any...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text el_class="txt-body"]A warranty is usually defined by the law as a guarantee or promise that lets one party assure another that a set of specific facts or conditions are either true or will happen. These kinds of policies...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text el_class="txt-body"]If you're thinking about letting your home via Airbnb, you'll be interested in what the New Zealand Insurance and Financial Services Ombudsman, Karen Stevens, has to say about it. She has given a timely warning about the...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text el_class="txt-body"]You may have heard about it on the news. A New Zealand woman, Abby Hartley, is trapped in a hospital in Bali, in an induced medical coma, and there's a terrific row going on about how to...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text el_class="txt-body"]It's amazing where inspiration comes from. It doesn't always arise from the places you might expect. Who would have imagined that The Incredibles 2, the latest summer smash of an animated film from Pixar, would contain so...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text el_class="txt-body"]The Chartered Insurance Institute – the CII - is our industry's international professional body, a respected organisation that provides people who work in insurance with the chance to get valuable insurance-related qualifications recognised across the world. International...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text el_class="txt-body"]Insurance is all about defining and handling risks, also known as hazards. You might have come across the terms 'physical hazard' and 'moral hazard'. But what do they mean in an insurance context? Here's what you need...